Customize Account Balances

I have my banking dashboard as the main display.  However, when customizing the "Account Display Settings" when clicking on the "Customize" hyperlink, the accounts I selected only show prior month's balances.  This occurs even if the "Display Year to Date Balances" option is selected.

Does the "Display Year to Date Balances" only reflects the balances based on the "Period" selection?  For example, since I am closing December, and have not closed the month, it would only show YTD balances as of December?

If this is the case, then this "Account Baances" dashboard is useless, specially if the previous month has not been closed.

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