Want to use EFT in lieu of Direct Deposit

Using Sage 100 2015 PU4 and legacy P/R module.

I want to send funds to my employees using online EFT. With only 7 employees, traditional Payroll Direct Deposit service fees (Sage PR Service) and my bank's traditional Direct Deposit service charges) are not justified. My bank says because of the small volume of employees and associated transactions I can save money by just making simple ACH/EFT fund transfers to their accounts. I use the legacy P/R module to track deductions and tax liability, quarterly reporting, etc. and would like to transmit the NET Check Amounts from these reports to each person. However, some employees will still require paper checks for a while, while others are ready to go with authorization forms already turned in. Considering I do not want to waste money printing paper checks for the DD/EFT employees, and unsure of potential Bank Reconciliation hassles, I'm asking for any advice or suggestions on how to achieve my goal?  Do I need to setup some new 'Clearing' accounts in G/L?  Print my checks on blank paper? I realize this may involve several 'manual' steps, but for so few employees, I'm willing to add some administrative hassle in exchange for the convenience to my employees.

Suggestions?

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    To process payments manually outside the system, we set up a different bank code (which preserves your check number sequence on the physical checks in your normal bank code). A Transfer transaction moves the payments between bank codes (for Bank Rec purposes).
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    Our company is only 10 employees and we use Surepayroll which is an on-line service and is very cost effective for us.
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    Thanks for the responses. I should know better than to ask before I "read" and actually conduct "tests". Just finished playing around in a test company, and it appears the built-in Direct Deposit features (with DD interface set to 'none') will work just fine. Only minor glitch was no email of the DD Stub being sent to the employee's email address. (The PDF password / test-email was received fine, so I'm sure there's a simple paperless setting that I overlooked somewhere.)

    Still a little confused about the purpose and meaning of the 'Pre-Note' settings, but I'm optimistic of learning that. After the steps in Sage, I will still manually go to my bank's website to actually move the money, but Sage did create all the entries I need and was expecting. Surprisingly, much easier than I had anticipated.

    This manual online step is obviously very susceptible to data-entry errors, but I deal with that already when making manual EFTPS deposits online at their website. (I know I should really use the eFederal Filing for that, but I don't.)