Lortneyandrea - I always reconcile the Visa Statements as at the end date of the statement. It does not have to be the end of the month. If you have entries between the end of the statement and month end, these items will still be there and ready to be cleared when the next Visa statement is received. This is no different than having a deposit made on the 30 or 31 of a month and not show up on the bank statement until the following month. Or if you write a cheque in the current month but it is not cashed until the following month. All of these are quite normal and expected, uncleared items as at a month end. If they are left on the reconciliation screen they will be cleared when the item is processed through the bank. Un-reconciled items are expected at the end of each reconciliation period, it is just the way business works.