Microsoft.Net framework error caused by Sage Exchange

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Hi!

I've recently had a Microsoft.Net Framework error that started showing up about 2 months ago. I wasn't sure what was causing it, until I tried to process a credit card in Sage 50 and my program informed me that : Sage 50 is unable to process your credit card transaction through Paya because Sage Exchange is not running. To run Sage Exchange, open the program in the Start menu". I tried that and immediately the Micorosft.Net Framework error appeared again : Unhandled exception has occurred in your application. if you click Continue, the application will ignore this error and attempt to continue. If you click Quit, will close immediately. Object reference not set to an instance of an object."

I tried contacting Micorosft to fix it and their fixes didn't work. The only thing that worked was to remove Paya from my computer, but I need it and am not sure why it is not working. Are you able to provide some suggestions?

Thank you

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